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Tax-Sheltered Annuity

403b Tax-Sheltered Annuity

The IRS allows full and part-time employees of SMPCS to save for retirement and reduce their current income taxes.   

You should consult a tax or financial advisor for further information and advice about your personal financial situation.



Register to set up and manage your account, review plan information, research your investment options and perform transactions.

To set up a personal one-on-one virtual retirement counseling session with Empower can be found


Get account information, enroll in a plan or initiate transactions any time with our easy-to-use automated phone system. If you have questions or need help, participant service representatives are available Monday through Friday, 8 a.m. to 9 p.m.