Health Insurance
SMCPS offers a comprehensive package of health
care benefits for eligible employees and dependents that covers doctor
visits, prescription drugs, office and surgical procedures, hospital
coverage, mental health benefits and substance abuse care. CareFirst
BlueCross BlueShield health insurance is available on a share cost basis to
all permanent employees who work a minimum number of hours per week.
(15 hours for non-certificated employees; 18.75 hours for certificated
employees). Full-time employees pay 15% of the premium cost and SMCPS
pays 85%. Part-time employees pay 57 1/2% of the premium cost and
SMCPS pays for 42 1/2%.
As a new employee, you have a choice
of two different health insurance plans designed to meet your personal and
family health care needs. These choices include: a preferred
provider network plan (PPN), and a managed care plan (BlueChoice).
Your enrollment form must be
submitted to the Department of Human Resources within 30 days of your
employment. If the forms are not received within that time limit, you must wait
until an open enrollment period (September) to join the insurance plan.
The effective date of the insurance will be the first day of the month following
your date of employment provided you have submitted the completed form the
Department of Human Resources.
The costs of participation in the health insurance programs for full-time
employees are as follows:
| Plan Type |
PPN - 100% Monthly Premium |
PPN - Employee's Twice a Month
Share (15%) |
BlueChoice (HMO) - 100% Monthly
Premium |
BlueChoice (HMO) - Employee's
Twice a Month Share (15%) |
| Individual |
$525.11 |
$39.39 |
$363.59 |
$27.27 |
| Parent/Child |
$787.81 |
$59.09 |
$646.06 |
$48.46 |
| Husband/Wife |
$1,050.28 |
$78.78 |
$827.16 |
$62.04 |
| Family |
$1,365.27 |
$102.4 |
$1,078.63 |
$80.90 |
Additionally, regardless of which plan you choose, you will also have access to
prescription benefits, as well as dental and vision benefits.
Part-time employee costs (57 1/2%) are as follows:
| Plan Type |
PPN - 100% Monthly Premium |
PPN - Employee's Twice a Month Share
(57 1/2%) |
BlueChoice (HMO) - 100% Monthly Premium |
BlueChoice (HMO) -Employee's Twice a Month Share 57 1/2%) |
| Individual |
$525.11 |
$150.97 |
$363.59 |
$104.54 |
| Parent/Child |
$787.81 |
$226.50 |
$646.06 |
$185.75 |
| Husband/Wife |
$1,050.28 |
$301.96 |
$827.16 |
$237.81 |
| Family |
$1,365.27 |
$392.52 |
$1,078.63 |
$310.11 |
Additional
information about the insurance program may be obtained by contacting either
the Department of Human Resources or Payroll Office. A further source of
information about CareFirst BlueCross/BlueShield can be obtained from their
website: http://www.carefirst.com.
Other Benefits:
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